From the first years of our practice, Cline Williams has devoted particular attention to addressing the unique requirements of the banking and financial services industries. Today, our lawyers serve a variety of banks, thrifts and other financial institutions, including small, family-owned entities and large, publicly held holding companies.  Cline Williams’ lawyers counsel our financial institution clients in all aspects of their business. 

  • Charter applications and bank formation
  • Branch applications
  • Change in control applications
  • Bank holding company formations
  • Mergers, acquisitions and divestitures, including phantom mergers, cross-industry acquisitions and charter conversions
  • Federal and state regulatory compliance and enforcement actions, including cease and desist proceedings, assessment of civil monetary penalties, removal actions and capital plans
  • Mortgage banking regulation
  • Consumer credit transactions and regulations
  • Estate and transition planning, including shareholder agreements, corporate redemptions and reverse stock splits
  • Employee and officer misconduct investigations
  • Right to financial privacy and consumer confidentiality requirements
  • Suspicious activity and currency transaction reports
  • Fraud investigations

RELATED PRACTICE AREAS