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Lending & Finance

Cline Williams’ long history of representing banks and other financial institutions has provided the firm with broad experience in lending and other financing transactions.  In addition, our work with real estate development often involves assisting clients with construction loans and other project financing.  From basic loans to complex tax-preferred financing alternatives, Cline Williams' lawyers have substantial experience representing both lenders and borrowers.  Our experience includes the following:

  • Commercial and agricultural loans, including revolving lines of credit, floor plan financing and term debt
  • Acquisition financing
  • Commercial letters of credit and letter of credit facilities 
  • Real estate financing and refinancing transactions, including construction and permanent loans
  • Tax increment financing
  • Low-income housing tax credit project finance
  • Multi-family financing, including Fannie Mae DUS loans, HUD/FHA-insured loans and other agency projects
  • Tax-exempt and taxable bond transactions
  • New Markets Tax Credit financing and lending
  • Rehabilitation Tax Credit financing
  • Interest rate swaps and other financial derivatives

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